Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. First Community Bank can help make it happen with a multitude of mortgage products to choose from to meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – fixed rate and adjustable rate mortgages

  • VA Loans – veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment

  • First Time Home Buyer Loans – closing cost assistance for qualified buyers; FHA loan programs offer lower down payments

  • Vacation and Second Home Loans – we help you balance enjoying a “get-away” home with the financial investment

  • Condominium Loans – our loan officers have experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans

  • Bridge Loans – also called a swing or interim loan, a bridge loan is an "in-between" loan that allows a buyer to make a down payment on a new home before their current home is sold

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans

With so many options it can be hard to tell what your best option may be, so we encourage you to email one of our Mortgage Professionals so that we can answer any questions you have and provide advice. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes rather than days or weeks!

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Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with First Community Bank. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!

Headshot of Debbie Moore Debra Moore
Mortgage Lender

NMLS ID#: 539832

Headshot of Kristal King Kristal King
Mortgage Loan Originator

NMLS ID#: 1255161