Credit Cards

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Chip Card Security FAQs


Visa® Business Credit Card

The Visa Business Credit Card from First Community Bank eliminates the need to manage multiple card programs, provides easy access to credit that helps manage your cash flow, and offers flexibility to control business expenses. And, of course, our card can be used anywhere Visa is accepted. Other great features include:

  • Spending limit based upon your company’s needs and never more than you want.
  • eAlerts - Sign up to receive e-mail messages when your balance exceeds a limit you specify, an individual charge is more than a specific amount, or to remind you that you have a payment due.
  • Online Access to your card transactions, account balance and statements.
  • Optional automatic payments online to pay your balance before finance charges apply.
  • Earning Rewards! Ask your banker for more information.


You're secure with Visa Business. Count on Visa for an extraordinary level of security and protection. Use your card with confidence. As a Visa Business cardholder, you're entitled to these additional benefits from Visa:

Fraud Monitoring Visa  systems continually monitor card transactions for suspicious activity on your Visa card to help prevent fraud.
Verified by Visa Confirms your identity with an extra password when you make online purchases. Activate Your Card
CVV Code 3-digit security code verifies your identity for non face-to-face transactions.
Visa Zero Liability Policy
Your business won't be held liable for unauthorized purchases made with your card or account information. Some restrictions apply. 1
Visa Merchant Discounts Save on business products and services at select merchants with Visa  discounts for cardholders. Browse by merchant, product category, or type of savings desired.
Business Benefits Package Extra coverage and assistance just for our business cardholders.

If you would like more information about our Visa Business Credit Card, please contact your local banking center.


1 Visa Zero Liability Policy - Just review your monthly account statement and report fraudulent charges immediately to First Community Bank. We will give you provisional credit while we investigate the transaction(s). If you report the incident promptly, your account is in good standing, and you were not negligent with the handling of your card and PIN, you will be credited for any funds that were fraudulently taken from your account.


Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services.