• Account Closing (Within 90 days of opening)$25.00
• Account Research/Balancing - per 30 min$12.50
• Account Research/Item Copy $2.00
• Account Transfers - AnswerLineNo Charge
• Account Transfers - Manual $2.00
• Account Transfers - Manual Loan Payment$10.00
• Account Transfers - Online BankingNo Charge
• Additional/Duplicate Statement$3.00
• ATM Non-Proprietary Usage (Foreign ATM Fee)$1.50
• Account Inactivity Fee (After 6 months)$5.00
• Canadian Deposited Items - Per Item$5.00
• Cashiers Check Purchase $5.00
• Collection Items - Incoming/Outgoing$25.00
• Copy Machine Use - per page$1.00
• Counter Checks - each (10 max)$0.50
• Coupon Collection - per envelope$10.00
• Debit Card Replacement$10.00
• Debit Card Rush Order$50.00
• Dormant Account$5.00
• Escheat/Abandoned Account Fee$50.00
• Excessive Withdrawal Fee Per Item$5.00
• Fax - Incoming/Outgoing - per page$2.00
• Foreign Check Collection Fee$30.00
• Foreign Currency - per order$15.00
• Foreign Currency Exchange - (plus postage)$15.00
• Garnishment/Levy Fee$75.00
• Gift Card/Gift Checks$2.50
• IRA Annual Fee (Plans under $500) waived for activity $25.00
• IRA Transfer/Closure (Per Account)$25.00
• MICR Encoding Reject Fee$1.00
• Money Order$3.00
• Negative Balance Closing Fee$25.00
• Non-Sufficient Funds/Overdraft Fee (per item)$25.00
• Notary Service$5.00
• Online BankingNo Charge
• Online Bill PayNo Charge
• Online Bill Pay Stop Pay Request$25.00
• Overdraft Coverage via another Deposit Account$5.00
• Returned Deposit Item - Charge Back$5.00
• Returned Deposit Item - Canadian$15.00
• Returned Deposit Item - Resubmitted$5.00
• Returned Statement$5.00
• Safe Deposit Box - Drilling/PullingReplacement Cost
• Safe Deposit Box - Inventory Fee (per hour) $25.00
• Safe Deposit Box - Late Payment Fee$5.00
• Safe Deposit Box - Replacement KeyReplacement Cost
• Signature Guarantee$10.00
• Snapshot Statement$3.00
• Stop Payment/Watch Request$25.00
• Traveler's Checks - 1 Signature1%
• Traveler's Checks - 2 Signature2%
• Wire Transfer - Domestic Incoming$10.00
• Wire Transfer - Domestic Outgoing$25.00
• Wire Transfer - International Incoming$15.00
• Wire Transfer - International Outgoing Foreign Currency $40.00
• Wire Transfer - International Outgoing U.S. Currency $50.00
• Wire Transfer - Payable Upon Proper ID$25.00
• Wire Transfer - Payable Upon Proper ID$25.00
• 
  Business Only
  
• ACH Filter Block - per month$10.00
• ACH Filter Block - set up fee per account$10.00
• ACH Filter Block - change fee$5.00
• Coin - Incoming/Outgoing (per roll)$0.08
• Currency - Incoming (per bill)$0.01
• Currency - Outgoing (per bill)$0.01
• Deposit Correction$5.00
• Night Deposit Bag - Key-Locked Large$25.00
• Night Deposit Bag - Key-Locked Large$10.00
• Night Deposit Bag - Zipper Large$5.00
• Night Deposit Bag - Zipper Small$3.00
• Online Stop Payment$25.00
• Returned Items - special instructions$10.00
• Special Statement Cut$10.00

Effective February 1, 2010
Bold indicates change